Indlela i-AirCover YaBabungazi esebenza ngayo

I-AirCover Yababungazi inikeza isivikelo esiphelele ngaso sonke isikhathi lapho wamukela izivakashi. Ihlanganisa ukuqinisekisa ukuthi isivakashi singubani, ukuhlunga ukubhukha, u-$1 million USD woMshwalense womonakalo wombungazi, kanye no-$3 million USD wesivikelo somonakalo, nokuvikelwa kwezinto zakho eziyigugu, izimoto ezipakiwe, nezikebhe endlini yakho.

Umphakathi wethu usekelwe ekwethembaneni. Yingakho zonke izivakashi ezibhukhayo kufanele ziqedele inqubo yethu yokuqinisekisa ukuthi zingobani. Uma siqinisekisa umazisi wesivakashi, siqinisekisa imininingwane ethile yomuntu, efana negama lakhe elingokomthetho, ikheli, inombolo yocingo, noma eminye imininingwane yokuxhumana.

Uma isivakashi sesiqinisekisiwe, sizothola ibheji eliqinisekisayo ukuthi singubani. Lokhu kuboniswa ku-Airbnb njengebheji elibomvu elinophawu oluseceleni kwesithombe sephrofayili. Ngaphezu kwalokho, singase senze ukuhlola okunzulu ezivakashini zase-US.

Thola imininingwane eyengeziwe ngokuqinisekisa ukuthi isivakashi singubani

Inqubomgomo Yokuphazamiseka Komphakathi ivimbela amaphathi angagunyaziwe futhi aphazamisayo. Sisebenzisa ubuchwepheshe bokuhlunga ukubhukha ukuze siqinisekise ukugcinwa kwaleyo nqubomgomo futhi sinciphise ithuba lamaphathi aphazamisayo.

Isistimu ibheka izici ezihlukahlukene—ezihlanganisa uhlobo lwendlu ebhukhwayo, isikhathi sokuhlala, ibanga lokuya endlini ukusuka endaweni isivakashi esikuyo, nokuthi ukubhukha kungomzuzu wokugcina yini, phakathi kwezimpawu eziningi ezengeziwe—ukuze inqume ukuthi ukubhukha kufanele kuvinjelwe yini.

Thola imininingwane eyengeziwe emayelana nobuchwepheshe bokuhlunga ukubhukha

Sekuyiminyaka engaphezu kweyishumi i-Airbnb inikeza aBabungazi isivikelo somonakalo esihamba phambili embonini. Isivikelo somonakalo wombungazi, esiyingxenye ye-AirCover Yababungazi, sihlanganisa lezi zivikelo uma isivakashi singawukhokheli umonakalo esiwubangela ekhaya lakho noma empahleni yakho ngesikhathi sihlala endaweni yakho:

• U-$3 million USD wesivikelo somonakalo: Lokhu kuhlanganisa kokubili ikhaya lakho nezinto eziphakathi.
• Ukuvikelwa kwemidwebo nezinto eziyigugu: Sivikela imidwebo emihle, amatshe ayigugu, nezinto eziqongelelwayo, ezingabuyiselwa imali uma zonakala.
• Ukuvikelwa kwezimoto nezikebhe: Sinika isivikelo sokonakala kwezimoto, izikebhe, nezinye izindiza zasemanzini ozipake noma wazigcina endlini yakho.
• Isivikelo somonakalo wesilwane esifuywayo: Siyawukhokhela umonakalo obangelwe yizilwane ezifuywayo.
• Ukuhlanzisisa: Sizokubuyisela imali ngamasevisi engeziwe okuhlanza adingekayo ukuze kususwe amabala namaphunga entuthu.
• Isivikelo sokulahlekelwa yiholo: Sizokubuyisela iholo elikulahlekele uma ukhansela ukubhukha okuqinisekisiwe ku-Airbnb ngenxa yomonakalo wesivakashi.
• Inombolo yosizo yamahora angu-24: Uma kwenzeka uzizwa ungaphephile, i-app yethu ikunikeza indlela yokuthepha kanye ukuze uthole ama-ejenti ezokuphepha aqeqeshwe ngokukhethekile, ubusuku nemini.

Uma isivakashi sona indawo noma izinto zakho, wena (noma uMbungazi Ongumsizi onezimvume eziphelele osebenza egameni lakho) ungavakashela iSikhungo sethu Sezixazululo ukuze uthumele isicelo sokubuyiselwa imali ngezinyathelo ezimbalwa, bese ulandelela kalula inqubo kusukela ekuthunyelweni kwaso kuya ekukhokhelweni. Isicelo sakho sizoqale sithunyelelwe isivakashi. Uma isivakashi singaphenduli noma sikhokhe engakapheli amahora angu-24, uzokwazi ukuhilela i-Airbnb. ABabungazi abavelele (abanezindlu ezingaphandle kwesifundazwe saseWashington e-US) bathola usizo ngokuphazima kweso nokunxeshezelwa okusheshayo.

UMshwalense womonakalo wombungazi, oyingxenye ye-AirCover Yababungazi, uyakuvikela uma kwenzeka isivakashi sakho silimala noma izinto zaso zonakala noma zebiwa ngesikhathi sihlala endaweni yakho. Abantu abakusiza ubungaze, njengaBabungazi Abangabasizi nalabo abahlanzayo, nabo bafakiwe kule khavareji.

UMshwalense womonakalo wombungazi uyakukhava uma ingalo yomthetho ikuthola unecala kulokhu:

• Ngokulimala emzimbeni kwesivakashi sakho (noma abanye)
• Ngokulimala noma ukwebiwa kwempahla yesivakashi (noma abanye)
• Ngomonakalo obangelwe isivakashi (noma abanye) ezindaweni ezihlanganyelwayo, ezifana namaphaseshi nezakhiwo eziseduze

Uma kudingeka ufake ikleyimu, vele usebenzise ifomu lethu lokuthathwa komshwalense womonakalo. Sizothumela imininingwane oyinikezayo enkampanini yethu yomshwalense ethenjwayo yangaphandle, ezonikeza ummeleli ikleyimu yakho. Uzoxazulula ikleyimu yakho ngokuvumelana nemigomo yepholisi yomshwalense.

Uma unguMbungazi Wokokuzithokozisa, unekhava yoMshwalense womonakalo wokokuzithokozisa.

Thola imininingwane eyengeziwe mayelana noMshwalense womonakalo wombungazi

Isivikelo somonakalo woMbungazi se-AirCover Yababungazi, uMshwalense womonakalo woMbungazi, kanye noMshwalense womonakalo wokokuzithokozisa awukhavi aBabungazi abanikeza ukuhlala noma Okokuzithokozisa eJapan, lapho kusebenza khona Umshwalense Wombungazi waseJapan kanye noMshwalense Wokuvikelwa Kwezokuzithokozisa waseJapan, noma aBabungazi abanikeza ukuhlala nge-Airbnb Travel LLC. KuBabungazi abebenikeza ukuhlala noma Okokuzithokozisa ezweni laseChina, kusebenza Uhlelo Lokuvikelwa Kwababungazi baseChina. Khumbula ukuthi yonke imikhawulo yekhavareji iboniswa ngama-USD.

UMshwalense womonakalo wombungazi kanye noMshwalense womonakalo wokokuzithokozisa uqinisekiswa ezinye izinkampani zomshwalense. Uma ubungaza ukuhlala e-UK, izinqubomgomo zomonakalo wombungazi kanye noMshwalense womonakalo wokokuzithokozisa ziqinisekiswa yi-Zurich Insurance Company Ltd., futhi zihlelwa futhi ziphothulwe ngaphandle kwezindleko ezenezelwe kuBabungazi base-UK yi-Airbnb UK Services Limited, ummeleli omisiwe we-Aon UK Limited, ogunyazwe futhi olawulwa yi-Financial Conduct Authority. Inombolo yokubhalisa ye-FCA ye-Aon ithi 310451. Ungakuhlola lokhu ngokuvakashela i-Financial Services Register noma ngokuxhumana ne-FCA kule nombolo 0800 111 6768. Amapholisi womonakalo woMbungazi nawomonakalo Wokokuzithokozisa ahambisana ne-Aircover yaBabungazi alawulwa i-Financial Conduct Authority, eminye imikhiqizo namasevisi akuyona imikhiqizo eqondiswayo ehlelwe i-Airbnb UK Services Limited. FPAFF609LC

E-EU, lamapholisi ahlelwe futhi aphothulwe ngaphandle kwezindleko ezengeziwe ukuze kuzuze aBabungazi be-EU yi-Airbnb Marketing Services SLU, umhlanganyeli wangaphandle we-Aon Iberia Correduría de Seguros y Reaseguros, SAU, egunyazwe futhi elawulwa yi-Autoridad de Control de la Dirección General de Seguros y Fondos de Pensiones, ebhaliswe ngenombolo yesiriyali ethi J0170. 

I-Aon Iberia Correduría de Seguros y Reaseguros SAU isebenza njengomlamuleli we-EU, ibamba iqhaza ekusakazweni komshwalense emazweni we-EU ngaphansi kombuso wenkululeko yamasevisi ukuze inikeze amasevisi ngaphansi kwe-Spanish Insurance Distribution Law, i-Insurance Distribution Directive, namanye amalungiselelo ezomthetho noma alawulayo. Ngaphandle kokubandlulula igunya lezwe lombungazi lapho kuhlinzekwa khona amasevisi okusatshalaliswa komshwalense, izwe eliyilungu elibhekele ukuhlela i-Aon yi-Kingdom of Spain ne-Supervisory Authority, i-General Directorate of Insurance and Pension Funds, e-Paseo de la Castellana 44, 28046 – Madrid.

Isivikelo somonakalo woMbungazi asiwona umshwalense futhi asihlobene noMshwalense womonakalo wombungazi. Ezindlini zasesifundazweni saseWashington, izibopho zenkontileka ze-Airbnb ngaphansi kweSivikelo somonakalo wombungazi zivikelwe inqubomgomo yomshwalense ethengwe yi-Airbnb. KuBabungazi abahlala noma abanemizi ngaphandle kwase-Australia, le Migomo Yesivikelo Somonakalo Wombungazi iyasebenza. KuBabungazi abahlala noma abanemizi e-Australia, iSivikelo somonakalo wombungazi singaphansi kweMigomo Yesivikelo Somonakalo Wombungazi Sabasebenzisi Base-Australia.

Imininingwane ekulesi sihloko kungenzeka isishintshile selokhu sashicilelwa.